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Jadrian Wooten's avatar

My first credit card was obtained in a similar manner, but I sold my information for a foot long Subway sandwich. I still have that credit card, but it hasn't been used in close to 10 years. Thankfully, there's no yearly fee on it.

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Evelyn's avatar

Really good and relevant! As a migrant student, no one would give me a credit card! Then I learned from other students that the local Credit Union Bank would give credit cards to international students. After that, offers would come in the mail all the time!

Credit history is very important in the US, and the rewards are great. You can use a credit card and pay in full every month, but some people tend to treat it as extra cash, and end up spending more than they should.

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